1. Applicant who has been proven to have defaulted in respect of any previous loan granted by any organisation.
2. Applicant found guilty of exam malpractice by any school authority.
3. Applicant with a criminal record of felony or any offense involving dishonesty or fraud.
4. Anyone who has been convicted of drug offenses
5. Applicants whose parents (father or mother) have defaulted in respect of student loan or any loan granted to him or her.
Peoplesmind